Home Efficient Smart Loans


A Home Efficient Smart Loan from Reddy Kilowatt Credit Union may help you save money by funding:

  • Insulation improvements.
  • Energy efficient windows and doors.
  • Improved heating and cooling systems.
  • High efficiency appliances.
  • And more! Tell us about your home efficiency plans.


The Home Efficient Smart Loan is available for as low as prime + 1% on terms up to 5 years*. With flexible payments, it may qualify as one of the smartest decisions ever!

Contact us today!


*Owner-occupied properties only. Individuals must qualify for financing OAC. Rate subject to change without notice.