| Mortgages | Rate |
| 1 Year (Open) | 9.000% |
| 1 Year | 5.490% |
| 2 Year | 5.390% |
| 3 Year | 5.590% |
| 4 Year | 5.790% |
| 5 Year | 5.790% |
Rates
Prime Rate
4.70%
Mortgages
Loans & Lines of Credit
| Line of Credit | Rate |
| Secured Line of Credit (as low as) | 5.20% |
| Unsecured Line of Credit (as low as) | 6.70% |
| Loans | Rate |
| RRSP Loan (as low as) | 6.70% |
| Consolidation Loan (as low as) | 8.99% |
Investments
| Term Deposits | Rate |
| 1 Year | 2.700% |
| 2 Year | 2.800% |
| 3 Year | 2.850% |
| 4 Year | 2.900% |
| 5 Year | 3.100% |
| RRSP/RRIF/TFSA | Rate |
| 1 Year | 2.700% |
| 2 Year | 2.800% |
| 3 Year | 2.850% |
| 4 Year | 2.900% |
| 5 Year | 3.100% |
Savings Accounts
| Tiered Rate Savings | Rate |
| Power Savings Plan up to $5,000 | 0.125% |
| Power Savings Plan $5,001 to $10,000 | 0.125% |
| Power Savings Plan $10,001 to $25,000 | 0.125% |
| Power Savings Plan $25,000 to $100,000 | 0.125% |
| Power Savings Plan $100,001 and up | 0.500% |
| Savings | Rate |
| Monthly Savings Plan | 0.700% |
Become a member your way
Planning calculators
Try our handy calculators to explore how different rates affect your finances.
Select Image
Terms & Conditions
Should the rates on this website differ from our internal posted rates, the posted rates shall be deemed the correct rates.
Security Legal Site Map Privacy Ombudservice
Copyright 2025 Reddy Kilowatt Credit Union. All rights reserved.
Copyright 2025 Reddy Kilowatt Credit Union. All rights reserved.
