| Mortgages | Rate |
| 1 Year (Open) | 9.000% |
| 1 Year | 7.250% |
| 2 Year | 6.875% |
| 3 Year | 6.500% |
| 4 Year | 6.500% |
| 5 Year | 5.750% |
Rates
Prime Rate
4.95%
Mortgages
Loans & Lines of Credit
| Line of Credit | Rate |
| Secured Line of Credit | 6.95% |
| Unsecured Line of Credit | 7.95% |
| Loans | Rate |
| RRSP Loan | 6.95% |
| Consolidation Loan | 9.49% |
Investments
| Term Deposits | Rate |
| 1 Year | 2.500% |
| 2 Year | 2.500% |
| 3 Year | 2.500% |
| 4 Year | 2.500% |
| 5 Year | 2.750% |
| RRSP/RRIF/TFSA | Rate |
| 1 Year | 2.500% |
| 2 Year | 2.500% |
| 3 Year | 2.500% |
| 4 Year | 2.500% |
| 5 Year | 2.750% |
Savings Accounts
| Tiered Rate Savings | Rate |
| Power Savings Plan up to $5,000 | 0.125% |
| Power Savings Plan $5,001 to $10,000 | 0.125% |
| Power Savings Plan $10,001 to $25,000 | 0.125% |
| Power Savings Plan $25,000 to $100,000 | 0.125% |
| Power Savings Plan $100,001 and up | 0.500% |
| Savings | Rate |
| Monthly Savings Plan | 1.00% |
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Planning calculators
Try our handy calculators to explore how different rates affect your finances.
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Terms & Conditions
Should the rates on this website differ from our internal posted rates, the posted rates shall be deemed the correct rates.
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Copyright 2025 Reddy Kilowatt Credit Union. All rights reserved.
Copyright 2025 Reddy Kilowatt Credit Union. All rights reserved.
