Your Credit Union

Where all decisions are made locally by people who live in, understand, and are committed to the community.

Reddy Kilowatt Credit Union Ltd. is a financial co-operative committed to providing a full range of competitive financial products, services, and financial guidance for our members to enable them to meet their financial goals.

Serving all residents of Newfoundland and Labrador, our extensive package of products and services will allow you to meet your everyday banking requirements as well as assist you in planning for your future security.

We offer loans, lines of credit, mortgages, chequing, MasterCard® products, RRSPs, RESPs, online and mobile banking, market-driven investments, retirement planning and a surcharge-free ATM network larger than most banks. We also believe that small businesses contribute greatly to the local economy and are pleased to offer products that support the business needs of our members.  Since 1956, Reddy Kilowatt Credit Union has been strongly committed to offering all the services members need to achieve financial success!

Reddy Kilowatt Credit Union is member-owned, governed by an elected board of directors, and not-for-profit. In addition to an extensive list of products and services, Reddy Kilowatt Credit Union exudes exceptional customer service, provides superior deposit protection, and maintains low monthly fees.

Should you entrust your financial needs to us, we believe you’ll quickly realize that Reddy Kilowatt Credit Union is banking that goes further.  We very much welcome the opportunity to meet you and demonstrate that point! Pease call us at 709-737-5624 or 1-800-409-2887 or email at

If you’re still unsure about how a credit union fits into your financial situation, we encourage you to take just a few minutes to watch this video. Because after all, our choices really do matter.