Term Deposits

Term Deposit Receipts (TDR) provide a secure, worry-free investment for long-term funds. With flexible interest rates, investment terms, and automatic renewal options, TDRs provide a great way to save and earn money with a guarantee of principal and interest. Plus, deposits are insured under the terms of the Credit Union Deposit Guarantee Corporation.

There is no minimum deposit required.

  • Simple rate of return
  • Compounding rate of return
  • Interest is paid annually or on maturity for terms less than one year.

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Index-Linked Term Deposits

The beauty of these products is that they allow you to invest in stock markets without any risk to your principal. With no fees or commissions, your principal is guaranteed and you chose a fixed term of 3 or 5 years. Rate of return is calculated on the performance of the TSE or G7 countries. (Global Index-Linked Term Deposits are only available at specified periods of time).

Index-Linked Term Deposits may also be used as RRSP  contributions.

 

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